The Role

Taekus is looking for a Head of Risk and Underwriting to join the Taekus team. As Taekus grows and builds out its products, you’ll help us establish financial control guidelines, tools, administrative standards, and best practices with regards to risk and underwriting. You’ll be staying up to date on competitors and the most recent methods that help support sound risk management. You'll be leading the financial underwriting and risk management side of Taekus’s business.

Your Responsibilities

• You would be managing application decisioning, transaction decisioning, portfolio monitoring, & issuing and lending partnerships
• Use your experience and knowledge to create and implement our risk assessment and credit underwriting process.
• Build out and execute Taekus’s risk management policies across Taekus’s card products - from underwriting, payments, transactions, credit limit changes, collections
• Use data analytics and industry knowledge to keep Taekus one step ahead of fraud.
• Determine whether we should give potential customers financing by building credit risk models
• Work with our engineering team to automate risk assessment and underwriting processes build best in class risk tooling that can also improve the efficiency of our operations
• Leverage data and analytics to utilize aggregate customer portfolio for risk and pricing considerations relative to internal targets and benchmarks
• Stay on top of emerging underwriting and fraud trends and use that knowledge to improve Taekus’s decisioning systems and policies
• Integrate relevant off-the-shelf products when applicable and strategic

What you bring to the table

• 5+ years of experience leading credit underwriting and / or risk functions at top-tier fintech companies and/or financial institutions
• Experience in credit risk modeling and developing credit policy
• Experience selecting and integrating new fraud mitigation vendors
• The versatility to thrive in a fast-paced, constantly-changing environment